If you’re considering investing in RMF (Retirement Mutual Funds) but aren’t sure which RMF fund to choose in 2024, here are four standout RMF funds perfect for salaried employees looking to plan for a comfortable retirement. These funds not only offer long-term financial security but also come with tax benefits, tailored to different levels of risk tolerance.

Top 4 RMF Funds for 2024 by Risk Level

1. Krungsri Active Fixed Income RMF (KFAFIXRMF)

This fund is ideal for those looking for a low-risk RMF option in 2024, as it focuses on fixed income assets. It invests in high-quality, mid-term bonds, both domestic and international, including government bonds and corporate bonds. With a risk level of 4, it is considered moderately low risk.

Best for: Investors seeking tax benefits and moderate-to-low risk, with expectations of stable returns.

2. Krungsri Global Smart Income RMF (KFSINCRMF)

This RMF fund invests in fixed income securities, feeder funds, and Global Bond Fully F/X Hedge funds, with diverse debt instruments worldwide. It carries a risk level of 5, classifying it as moderately high risk.

Best for: Investors seeking tax benefits who can handle moderate-to-high risk and desire consistent returns.

3. Krungsri Dynamic Equity RMF (KFDNMRMF)

For those interested in RMF funds that mirror the returns of the Thai stock market, this fund is a solid choice. It actively invests in equity securities with strong performance, aiming to surpass the SET TRI index. With a risk level of 6, it is categorized as high risk due to significant volatility.

Best for: Investors looking for tax benefits, willing to take on high risk, and prepared for stock price volatility within the fund.

4. Krungsri Global Brands Equity RMF (KFGBRANRMF)

This RMF fund invests in global equity through feeder funds, focusing on consumer brand equities in prominent international sectors, such as technology, pharmaceuticals, and medical devices. With a risk level of 6, it is classified as high risk.

Best for: Investors seeking tax benefits, interested in adding globally recognized brands to their portfolio for enhanced stability against economic fluctuations. This fund is also designed for long-term holding.

Conclusion

These are the top four RMF funds for 2024, especially suited for salaried employees planning for retirement. Before deciding, investors should understand each fund’s characteristics, expected returns, risk levels, and tax benefits. Thorough research and understanding will help you choose the most suitable fund and maximize your benefits. If you have any questions, it’s recommended to consult with an investment planning expert before making a final decision to ensure clarity and confidence in your choice.